Bring the water or milk to a boil in a saucepan on the stove.

Once the water boils, add the oats and reduce to a simmer. Let the oats cook for 5 minutes.

Shred the zucchini in a food processor, with a grater, or finely with knife, and stir into the oats. Let cook for 1-2 minutes. Meanwhile, chop the apple.

Crack the egg into the oats and whisk steadily for 30-60 seconds or until completely cooked.

Season the oats with cinnamon, ginger, and salt.

Stir in the apple and chia seeds. Remove from heat and serve immediately.